How do thirty-somethings read the legal information in their insurance?

Client
MAIF
Year
2020

The challenge

MAIF had launched a legal design initiative across all its products. It wanted to know how its so-called "Thirty-somethings" target perceives legal information, on the website, in the PDFs and in the app.

How do thirty-somethings read the legal information in their insurance?

Project flow

  1. 01. Audit of the interaction channels
  2. 02. Competitive benchmark
  3. 03. User interviews and analysis
  4. 04. Participatory journey design workshop
  5. 05. Final user journey and presentation

Study detail

We followed MAIF’s legal information across its three channels: the website, the PDF documentation and the mobile app.

Reviewing what exists, channel by channel

We started with an acculturation phase to better understand the scope of the project, then with a audit of these three channels.

Audit page: the comparison table of the three home insurance plans, annotated with remarks sorted by criterion (workload, brevity, guidance, legibility) and by severity

Insurers, neobanks and online comparison sites

In parallel, a benchmark identified good practices among direct competitors (established insurers and new insurance players) and indirect ones (neobanks, mutual insurers, online comparison sites).

Benchmark page: a quote form for a primary residence, a car insurance quote summary and a risk estimate for a house

Listening to policyholders' needs and frustrations

The remote user interviews went through each step of the insurance journey (gathering information, taking out a policy, making a claim…) to spot what blocks policyholders. On the MAIF side, we also interviewed advisers.

A video-call interview on a laptop, an Akiani mug in the foreground; the people on screen are drawn in ink
20 user interviews
13 MAIF advisers interviewed
10 audio capsules on the journey steps and the related recommendations

Drawing the journey with the MAIF team

Once the main steps of the insurance journey were defined, a workshop brought together MAIF’s project team to add the business view. We co-designed the future user journey, looking for the opportunities at each step from a legal design angle.

Remote workshop: on screen, the 'Akiani x MAIF' board of group 2, with the steps 'Forming a first opinion' and 'Taking a step back' crossed with the actions, needs and obstacles; the video call runs on the laptop, where the two participants are drawn in ink

Cross-checking the four sources

We consolidated the final user journey by cross-checking the interviews and the co-design workshop with the audit and the benchmark. An iteration with the project team was planned to refine the opportunities identified.

Final user journey map in five steps, from 'I form a first opinion' to 'Help! I need my insurer's help', with the needs, blocking points, opportunities and verbatims for each

In addition to the four deliverables, we recorded audio capsules that describe the journey steps and the related recommendations.

The deliverables shown are those of the project. Only a few anonymised photos were reworked with AI (see our AI use statement).

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